Key Responsibilities:
- Business & Systems Analysis:
- Gather, analyze, and document business requirements related to merchant pricing models, product configurations, and payment processing solutions.
- Work closely with stakeholders to identify opportunities for process improvements and system enhancements.
- Pricing & Product Management:
- Collaborate with product teams to define and refine pricing structures, discounting strategies, and fee models.
- Assist in competitive analysis of merchant pricing strategies in the industry.
- Data & System Integration:
- Partner with technical teams to ensure seamless integration of pricing models into payment processing systems.
- Support the implementation of dynamic pricing and AI-driven pricing strategies.
- Documentation & Reporting:
- Prepare detailed business requirement documents (BRDs), functional specifications, and process workflows.
- Develop and maintain pricing analytics dashboards to track performance and optimize strategies.
- Stakeholder Collaboration:
- Act as a liaison between business teams, IT, and external vendors to ensure alignment on merchant pricing strategies.
- Conduct user acceptance testing (UAT) to validate pricing functionalities before deployment.
- Regulatory & Compliance:
- Ensure pricing models adhere to industry regulations and PCI DSS compliance for secure payment processing.
Required Skills & Qualifications:
- 5+ years of experience as a Business Systems Analyst (BSA) in the payments or merchant services industry.
- Strong understanding of merchant acquiring, interchange fees, transaction pricing models, and subscription-based pricing.
- Experience working with pricing engines, rule-based pricing models, and billing systems.
- Proficiency in SQL and data analysis to extract insights related to pricing trends.
- Experience with payment gateways, POS systems, and fintech solutions is a plus.
- Knowledge of agile methodologies (Scrum, Kanban) and experience with JIRA, Confluence.
- Strong communication skills with the ability to translate business needs into technical requirements